Sell Any Phone on EMI.
Never Lose Your Money.
If a customer does not pay their monthly installment, the phone locks automatically. The customer cannot format the phone, delete the app, or change the SIM card. When they pay, the phone unlocks in 2 seconds.
Tap the buttons above to test locking and unlocking in real time.
Scan the barcode on the phone box at your counter. Setup takes 90 seconds.
The app sends friendly reminder messages before the monthly due date.
If payment is missed, the screen locks even if offline or SIM is removed.
Customer scans the on-screen QR code and pays. Phone unlocks in 2 seconds.
See How U Locker Protects Your Money
Click on any common problem below to see what happens without protection versus how our software keeps your shop safe.
Customer Stops Paying EMI
The customer ignores your phone calls, changes their SIM card, and walks away with the phone. You lose all your investment.
The phone locks automatically on the due date. The customer cannot open WhatsApp, YouTube, or games until they pay.
Sell expensive phones with small down payments. Your money is 100% safe.
From Customer Purchase to Final Payment
See how simple it is for your shop staff to protect phones and collect monthly installments.
1. Scan Phone Box
Scan the barcode on the phone box with your shop app. The IMEI and phone model are saved automatically.
Simple Dashboard for Shop Owners & Distributors
Check all your sold phones from your mobile or laptop. See who paid their EMI, lock or unlock any phone with one click, and send activation keys to your branch shops.
One Unified Platform for All Devices & Stakeholders
From Android phones and iPhones to distributor networks and custom white-label software, we provide complete device financing technology.
Android Mobile Phones
Compatible with 100% of Android phone brands including Samsung, Xiaomi, Realme, Vivo, Oppo, OnePlus, Motorola, Poco, and Tecno.
Apple iPhone (iOS)
Supervised device enrollment for Apple iPhones. Remote lock screen with custom EMI payment reminder banner.
Android Smart TVs
Lock screens on smart televisions and display units if monthly installment is unpaid. Restricts streaming apps and HDMI inputs.
Knox & Zero-Touch Guards
Hardware-level Knox integration for Samsung, Google ZTE for sealed box setup, and DLC for zero-touch cloud enrollment.
Need a Custom White-Label Solution for Your Brand?
Get your own U Locker app with your logo, colors, and Google Play Store account in 7 days.
Retailers recover over 99.8% of payments on time.
Fastest UPI remote unlock in India without delay.
Securing phones, smart TVs and tablets nationwide.
Direct phone and WhatsApp technical assistance.
Built by Device Security Experts
We designed U Locker to eliminate every trick and bypass method used by defaulters.
Hard-Reset Immunity
Our device policy controller is locked into the core system partition. Formatting the phone or using recovery mode cannot remove the lock.
100% Offline Operation
Protected devices do not need active internet to lock. The internal battery timer locks the screen automatically if EMI is overdue.
Bank-Grade Encryption
All activation keys, customer data, and payment logs are protected with 256-bit encryption compliant with RBI digital lending guidelines.
Rapid 90-Second Setup
Your shop counter staff can enroll any new phone in under 90 seconds simply by scanning the IMEI barcode on the box.
Empowering 10,000+ Retailers to Grow EMI Sales Safely
Selling electronics on installments is the biggest growth driver for retail shops today. We provide the technology that protects your capital, so you can offer easy financing to more customers without the fear of bad debt or default.
Choose the Perfect Solution for Your Business
Whether you are a single retail shop or a nationwide finance company, we have flexible plans to meet your exact scale.
Starter Digital Keys
Pay-as-you-go key bundles with zero setup charges or monthly software fees.
Custom Branded White-Label
Your own company app on the Google Play Store with your brand logo and colors.
Enterprise & NBFC Suite
Dedicated private cloud server with direct loan software & eNACH auto-debit integration.
Got Questions? We Have Simple Answers
Everything you need to know about our lock security, compatibility, and setup process.
Ready to Protect Your EMI Sales Today?
Join 10,000+ smart mobile shops and lenders across India. Request a free live demo and get your shop set up in 15 minutes.